India's #1 Investment Tool

SIP Calculator

Calculate how your wealth compounds with smart annual step-ups. Built for investors who think long-term.

50+Tools

12%Avg Returns

365Days Free

Sample Projection

₹4,92,290

₹5,000/mo • 5 Yrs • 10% Step-Up • 12% Returns

Invested Amount₹3,66,312

Est. Returns₹1,25,978

Configure Your SIP

Monthly Investment

₹

₹500₹1,00,000

Duration 5 Yrs

1 Yr30 Yrs

Annual Step-Up 10%

0%30%

Expected Return 12%

1%30%

Inflation Rate 6%

0%15%

Your Projection

Total Corpus Value

₹4,92,290

After 5 Years of investing

Invested Amount

₹3,66,312

Est. Returns

₹1,25,978

Wealth Gain

34.4%

Invested

₹3,66,312

Returns

₹1,25,978

Invested 74.4%

Returns 25.6%

Final Monthly SIP ₹8,053

Real Value (adj. inflation) ₹3,71,420

🚀 Start Your SIP Today →

⚠️ Returns are estimated based on historical performance. Not financial advice.

How It Works

Three Steps to Wealth

Simple inputs. Powerful projections. See exactly how your money grows over time.

Set Monthly SIP

Enter how much you want to invest every month. Start as low as ₹500 and watch it compound.

Choose Step-Up & Duration

Set your annual increase % and investment period. Even small yearly increases create massive wealth.

See Your Corpus

Watch projected wealth update instantly. Get real inflation-adjusted returns for true financial clarity.

FAQ

Common Questions

Everything about SIP investing answered clearly.

A Step-Up SIP lets you increase your monthly investment by a fixed % every year. Start at ₹5,000 with 10% step-up → ₹5,500 next year → ₹6,050 the year after. This creates significantly more wealth than a flat SIP over time.

Diversified equity mutual funds in India have historically delivered 12-15% CAGR over 10+ year periods. However, markets fluctuate and past performance doesn't guarantee future returns. Always invest based on your risk tolerance.

Each monthly SIP compounds at the expected annual rate. With step-up, contribution increases yearly. The formula accounts for both increasing investment and compounding returns across the entire investment period.

The real value shows your corpus after adjusting for inflation. If you have ₹5 lakh in 5 years but inflation is 6%, the purchasing power is less. Our calculator shows both nominal and real values for complete clarity.

Equity fund gains held over 1 year: 10% LTCG above ₹1 lakh exemption. Held under 1 year: 15% STCG. Each SIP installment has its own holding period from its investment date.

SIP Calculator

Three Steps to Wealth

Common Questions

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SIP Calculator

Three Steps to Wealth

Common Questions

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